Portfolio scoring is an analytical tool for assessment of a borrower’s creditworthiness within the existing credit portfolio of the bank. The result is produced in the form of a score.
The score value reflects the probability of the borrower’s default within the next 12 months on a loan that the Bank intends to grant as part of its cross-sales strategy. The scoring model is built using the logistic regression method.
To connect to the services of United Credit Bureau, it is necessary to execute a number of documents.
The Bureau technical specialists will help you to made connection and resolve all issues that might arise.
In compliance with the legislation in force, credit organisations are obliged to pass credit histories to credit bureaus.