Corporate governance

The Board of Directors

Alexander Vedyakhin

Chairperson of the Board of Directors
Senior Vice-President, Head of Risk Management, Sberbank of Russia

Nikolay Astashkin

Director for Retail Business Risk Management, Sberbank of Russia

Andrey Loshakov

Director for Non-bank Subsidiaries Centre, Sberbank of Russia

Semen Zherder

Head of International Business and Subsidiaries Controlling, Sberbank of Russia

Rick Gallagher

Group Corporate Strategy & Development Director, Experian

Marco Benvenuto

Managing Director, EMEA Key Markets, Experian

Mikhail Komissar

Chairman of the Board and CEO, Interfax Group

Vladimir Gerasimov

Executive Director, Interfax Group

Daniel Zelenski

CEO, United Credit Bureau

Shareholders

Sberbank of Russia

Sberbank of Russia (50%) is Russia’s largest bank and a leading global financial institution. Sberbank holds almost one third of aggregate Russian banking sector assets, it is the key lender to the national economy and the biggest deposit taker in Russia. The Central Bank of the Russian Federation is the founder and principal shareholder of Sberbank owning 50% of the Bank's authorized capital plus one voting share, with the remaining 50% held by domestic and international investors. Sberbank has more than 110 million individual customers and 1 million corporate clients in 22 countries. Sberbank has the largest distribution network in Russia with more than 17,000 branches, and its international operations include UK, US, CIS, Central and Eastern Europe, Turkey and other countries. The Bank holds the general banking license No.1481 issued by the Bank of Russia.

www.sberbank.ru

Interfax Group

Interfax Group (25%) is a leading provider of critical information on Russia, China and emerging markets of Eurasia, serving the diverse needs of investors, corporations, financial professionals and the media. Interfax has comprehensive solution sets to mitigate credit and supplier risk, provide evaluations of companies, executives and industries. Interfax has set up the largest information database - SPARK – that covers all Russian, Ukrainian, Kazakh entities and has tools to analyse, compare, link and benchmark companies. Interfax - D&B is a member of D&B World Wide Network, which guarantees its access to a unique global database, covering more than 230 million businesses, operating in different countries.

www.interfax.ru

Experian

Experian (25%) is the leading global information services company, providing data and analytical tools to our clients around the world. Company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision-making. It also helps people to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Experian employs approximately 17,000 people in 37 countries and its corporate headquarters are in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.

www.experianplc.comwww.experian.ru.com