SERVICES

UNITED CREDIT BUREAU PROVIDES ITS CLIENTS HIGH-PERFORMANCE RISK ASSESSMENT, CREDIT PORTFOLIO MANAGEMENT AND FRAUD PREVENTION.

Basic services

Credit reports

The delivery of real-time online Bureau reports discloses the information which characterizes how timely borrowers fulfill their obligations under credit agreements, this increases protection of creditors and borrowers through a general reduction of credit risks.

REQUEST TO CCCI

Information in which credit bureaus a borrower’s credit history is stored.

Score

BUREAU SCORE

Assessment of a borrower’s creditworthiness based on details of their credit history.

COLLECTIONS SCORING

ASSESSMENT OF DELINQUENT BORROWERS ON THE BASIS OF THEIR CREDIT HISTORY DATA

PORTFOLIO SCORING

ASSESSMENT OF A BORROWER’S CREDITWORTHINESS IN THE BANKS' EXISTING CREDIT PORTFOLIO

INSURANCE SCORING

ASSESSMENT OF POTENTIAL FUTURE LOSS RATIO OF INSURANCE POLICY HOLDERS ON THE BASIS OF THEIR CREDIT HISTORY DATA.

CREDIT PORTFOLIO MANAGEMENT

TRIGGERS

Notification of changes in the borrower’s credit history.

BENCHMARKING

Assessment of the credit portfolio and the current market situation.

FRAUD PREVENTION

NATIONAL HUNTER

Fraud prevention at credit institutions.

ID Verification

Online customer identification.

NATIONAL HUNTER FOR INSURANCE

Fraud prevention in the auto-insurance.